{"id":6453,"date":"2022-02-19T12:38:55","date_gmt":"2022-02-19T10:38:55","guid":{"rendered":"https:\/\/ceccarbuzau.ro\/ro\/?p=6453"},"modified":"2022-02-19T12:38:57","modified_gmt":"2022-02-19T10:38:57","slug":"onpcsb-a-publicat-ghidul-privind-indicatori-de-suspiciune-si-tipologii-de-spalare-a-banilor-pe-piata-imobiliara%ef%bf%bc","status":"publish","type":"post","link":"https:\/\/ceccarbuzau.ro\/ro\/onpcsb-a-publicat-ghidul-privind-indicatori-de-suspiciune-si-tipologii-de-spalare-a-banilor-pe-piata-imobiliara%ef%bf%bc\/","title":{"rendered":"ONPCSB a publicat Ghidul privind indicatori de suspiciune \u0219i tipologii de sp\u0103lare a banilor pe pia\u021ba imobiliar\u0103\ufffc"},"content":{"rendered":"\n<p><span class=\"stk-highlight\">Oficiul Na\u021bional de Prevenire \u0219i Combatere a Sp\u0103l\u0103rii Banilor (ONPCSB) a publicat, pe site-ul institu\u021biei,\u00a0<\/span><em><a href=\"http:\/\/www.onpcsb.ro\/2022\/15022022.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ghidul privind indicatori de suspiciune \u0219i tipologii de sp\u0103lare a banilor pe pia\u021ba imobiliar\u0103<\/a><\/em><span class=\"stk-highlight\">. Documentul prezint\u0103, \u00een prefa\u021b\u0103, cadrul general care a determinat elaborarea acestuia, men\u021bion\u00e2nd indiciile care ajut\u0103 la ridicarea semnalelor de alarm\u0103 \u0219i la declan\u0219area obliga\u021biilor de raportare.<\/span><\/p>\n<p><span class=\"stk-highlight\">Este cunoscut c\u0103 sp\u0103larea banilor prin tranzac\u021bii imobiliare integreaz\u0103 fondurile ilicite \u00een economia legal\u0103 oferind, \u00een acela\u0219i timp, o investi\u021bie sigur\u0103. Documentul men\u021bioneaz\u0103 c\u0103 se utilizeaz\u0103 o serie de tehnici, cum ar fi: scheme de finan\u021bare \u00een numerar sau opace, sisteme de finan\u021bare supraevaluate sau pre\u021buri subevaluate, societ\u0103\u021bi \u0219i trusturi netransparente sau ter\u021be p\u0103r\u021bi \u2013 persoane juridice care ac\u021bioneaz\u0103 ca proprietari.<\/span><\/p>\n<p><span class=\"stk-highlight\">\u201ePentru a evalua existen\u021ba unui risc de sp\u0103lare a banilor, se pot efectua evalu\u0103ri concrete ale tranzac\u021biilor \u0219i ale unui client, situa\u021bia unui client oferind indicii care ajut\u0103 la ridicarea semnalelor de alarm\u0103 \u0219i la declan\u0219area obliga\u021biilor de raportare. Tranzac\u021biile imobiliare implic\u0103 at\u00e2t p\u0103r\u021bi din sectorul nefinanciar, c\u00e2t \u0219i din cel financiar, care opereaz\u0103 \u00een temeiul unor cerin\u021be legale diferite. Cu toate acestea, raportarea tranzac\u021biilor suspecte \u00een domeniul imobiliar este limitat\u0103, ceea ce las\u0103 loc de ample \u00eembun\u0103t\u0103\u021biri. \u00cembun\u0103t\u0103\u021birea este cu at\u00e2t mai necesar\u0103 cu c\u00e2t sp\u0103larea banilor \u00een general, \u0219i \u00een sectorul imobiliar \u00een special, are un impact socio-economic major, a c\u0103rui amploare este dificil de cuantificat. Abuzurile din sectorul imobiliar (propriet\u0103\u021bi sub form\u0103 de terenuri sau cl\u0103diri) au fost descrise de mult timp ca fiind una dintre cele mai vechi modalit\u0103\u021bi cunoscute de sp\u0103lare a veniturilor ilicite. Activele imobiliare sunt la fel de atractive pentru infractori ca \u0219i pentru orice investitor (pre\u021burile fiind \u00een general stabile \u0219i susceptibile de a se aprecia \u00een timp) \u0219i, de asemenea, pot fi generatoare de venituri. Realitatea imobiliar\u0103 ofer\u0103 o aparen\u021b\u0103 de legalitate \u0219i normalitate\u201d, se men\u021bioneaz\u0103 \u00een\u00a0<em>Ghid<\/em>.<\/span><\/p>\n<p><span class=\"stk-highlight\">Cite\u0219te mai multe \u00een\u00a0<em><a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/onpcsb-a-publicat-ghidul-privind-indicatori-de-suspiciune-si-tipologii-de-spalare-a-banilor-pe-piata-imobiliara-s14315\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"URL\" data-id=\"https:\/\/www.ceccarbusinessmagazine.ro\/onpcsb-a-publicat-ghidul-privind-indicatori-de-suspiciune-si-tipologii-de-spalare-a-banilor-pe-piata-imobiliara-s14315\/\">CECCAR Business Magazine<\/a><\/em>.<\/span><\/p>\n<p>Sursa:\u00a0<a href=\"https:\/\/ceccar.ro\/ro\/?p=24965\">https:\/\/ceccar.ro\/ro\/?p=24965<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Oficiul Na\u021bional de Prevenire \u0219i Combatere a Sp\u0103l\u0103rii Banilor (ONPCSB) a publicat, pe site-ul institu\u021biei,\u00a0Ghidul privind indicatori de suspiciune \u0219i tipologii de sp\u0103lare a banilor pe pia\u021ba imobiliar\u0103. Documentul prezint\u0103, \u00een prefa\u021b\u0103, cadrul general care a determinat elaborarea acestuia, men\u021bion\u00e2nd indiciile care ajut\u0103 la ridicarea semnalelor de alarm\u0103 \u0219i la declan\u0219area obliga\u021biilor de raportare. Este [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":6454,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-6453","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/posts\/6453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/comments?post=6453"}],"version-history":[{"count":1,"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/posts\/6453\/revisions"}],"predecessor-version":[{"id":6455,"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/posts\/6453\/revisions\/6455"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/media\/6454"}],"wp:attachment":[{"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/media?parent=6453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/categories?post=6453"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarbuzau.ro\/ro\/wp-json\/wp\/v2\/tags?post=6453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}